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The addition or deletion of a credit account: one or more accounts have been added to or deleted from your Experian credit report. You may wish to check the credit account section of your report to view the changes. If an account has been added, please check that this is an account you, or another member of your household has opened. If not, you may wish to use our query template and request that Experian investigate the matter. Please note that when an account has been settled for one year this may trigger an alert. However, the account will remain on your report for six years from the date of settlement.
A change in the payment history of a credit
account: there has been a change in the payment history of one or
more credit accounts on your Experian credit report. This may mean that an
account has fallen into arrears or that arrears have been paid off. You may wish
to check the credit account section of your report to view any changes and if
you believe that the change is inaccurate you may wish to use our query template
and request that Experian investigate the matter.
A judgment, voluntary arrangement or bankruptcy has been added to or deleted from your report: there have been no judgments, voluntary arrangements or bankruptcies added to or deleted from your Experian credit report
A search of your Experian credit report: one or more searches have been made of your Experian credit report. Please check the previous search section of your credit report and ensure any search relates to an application made by you or another member of your household. If this is not the case, you may wish to use our query template and request that Experian investigate the matter
A significant balance change on a revolving credit
account opened in the last six months: there
has been a significant balance change on a revolving credit account opened in
the last six months. You may wish to view your report to check what has changed.
If you do not believe this balance change is accurate, you may wish to use our
query template and request that Experian investigate the matter.
| A weekly update of key changes to the following elements of your Experian credit report | ||
| The addition or deletion of a credit account | ||
| A change in the payment history of a credit account | ||
| The addition or deletion of a judgment, voluntary arrangement, or bankruptcy | ||
| A search of your Experian credit report | ||
| The addition or deletion of a Notice of Correction | ||
| The settlement of an account | ||
| A significant balance change on a revolving credit account opened within the last six months | ||
| A choice of SMS and/or e-mail messages to allow you to react quickly in the event of any misuse of your details | ||
| Unlimited Experian credit reports once you are a member | ||
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